- the credit crunch is slowly showing its impact all over the world
- economic conditions in the UK are in pretty bad shape
- companies are calling in administrators, closing down outlets, firing staffs and downsizing
- heard news that conditions in Malaysia are not good as well
- some having to accept pay cut, forced leave, no bonus or increment, etc.
- but one should be grateful to remain having a job and securing a fixed monthly income
how to cope with the credit crunch?
- spend wisely and avoid buying things that are not needed (remember our needs & want)
- monthly savings are still required, even when the govt keeps on encouraging us to spend
- cut down eating out. it's just too expensive. cooking your own meal will be fun and most importantly, cheaper.
- save energy (electricity, petrol, gas). also helps to make the earth greener.
- pay off credit cards' usage on time. don't let the amount incur any interest.
- work harder! make sure you don't become the redundant one.
1 comment:
BBQ & Fireworks..... hehe...
--buix2
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