long layoff...

• have not update my blog for almost 2 months
• just can't find the right mood and attention to write, even when there's so many to blog about
• today is different as I received happy news that a friend will be here next year and be in Europe for a month
• thanks so much to Air Asia's KL-London route
• hoping for more family members and friends to come
  

someone's coming to town, and it's not Santa..

• waking up early to receive news that a friend will be in UK next year
• thanks to Air Asia's offer for KL-London
• hoping more family members and friends to come
  

EPF Contribution

• just read in the news that the Govt is allowing employees to reduce their contribution from 11% to 8%
• Finance Minister said "Assuming that only 50% of contributors take up the option, private spending is expected to go up by RM2.4bil".
• private spending is expected to go up, that's for sure
• but are we getting more (in quantity) necessities like food with the extra spending?
• might not even be enough to cover the inflation as prices of goods have gone so high lately
• what about our saving in EPF?
  
• lesser saving, lesser dividend
• are you taking this option?