Sunday, January 25, 2009

first outing in UK

Tuesday, January 20, 2009

the big impact

  • the credit crunch is slowly showing its impact all over the world
  • economic conditions in the UK are in pretty bad shape
  • companies are calling in administrators, closing down outlets, firing staffs and downsizing
  • heard news that conditions in Malaysia are not good as well
  • some having to accept pay cut, forced leave, no bonus or increment, etc.
  • but one should be grateful to remain having a job and securing a fixed monthly income
how to cope with the credit crunch?
  1. spend wisely and avoid buying things that are not needed (remember our needs & want)
  2. monthly savings are still required, even when the govt keeps on encouraging us to spend
  3. cut down eating out. it's just too expensive. cooking your own meal will be fun and most importantly, cheaper.
  4. save energy (electricity, petrol, gas). also helps to make the earth greener.
  5. pay off credit cards' usage on time. don't let the amount incur any interest.
  6. work harder! make sure you don't become the redundant one.

Sunday, January 18, 2009

2009

  • first update for the new year
  • started the year horribly
  • baby got really sick and admitted to hospital for 9 days
  • but she's slowing recovering now
  • thanks for all the well wishes and encouragements
  • will update again soon. i'm really tired too